Risk Sleuth
FBIN · 10-K filed 23 Feb 2026 · year to 27 Dec 2025

Fortune Brands Innovations

26 named things its latest annual report says its results depend on, each in the company's own words. 16 of them are also named by other companies we've read.

Read the filing on SEC.gov ↗

Customers

Top ten customers

concentrated in · approximately 52% of total salesnamed as a risk
In 2025, sales to our top ten customers represented approximately 52% of total sales.Business (Item 1)

Also named by BGC, CBOE, CVLG, ENTG, HUBB, LPX, MEDP, MU and 9 more

Lowe's Companies, Inc.

earns from · 11% of our net sales in 2025named as a risk
Approximately 16% of 2025 net sales were to international markets, and sales to two of the Company’s customers, Lowe’s Companies, Inc. (“Lowe’s”) and The Home Depot, Inc. (“The Home Depot”), each accounted for 11% of our net sales in 2025.Business (Item 1)

Also named by BLDR

The Home Depot, Inc.

earns from · 11% of our net sales in 2025named as a risk
Approximately 16% of 2025 net sales were to international markets, and sales to two of the Company’s customers, Lowe’s Companies, Inc. (“Lowe’s”) and The Home Depot, Inc. (“The Home Depot”), each accounted for 11% of our net sales in 2025.Business (Item 1)

Also named by BLDR

U.S. home centers

concentrated in · approximately 26% of net sales in 2025named as a risk
Sales to all U.S. home centers in the aggregate were approximately 26% of net sales in 2025.Business (Item 1)

Other companies

MasterBrand, Inc.

named as a risk
Indemnities that MasterBrand is required to provide to us are not subject to any cap and may be significant and could negatively impact our business.Risk factors (Item 1A)

Competitors

Masco

competes with
This segment’s chief competitors include Masco, Kohler, LIXIL Group, InSinkErator (owned by Whirlpool Corporation), Huida, Hgill, and Jomoo and imported private-label brands.Business (Item 1)

Kohler

competes with
This segment’s chief competitors include Masco, Kohler, LIXIL Group, InSinkErator (owned by Whirlpool Corporation), Huida, Hgill, and Jomoo and imported private-label brands.Business (Item 1)

Trex

competes with
Therma-Tru, Larson, Fiberon, Fypon and Solar Innovations compete with Masonite, JELD-WEN, Andersen, Trex, James Hardie, Plastpro, Pella, and various regional and local suppliers.Business (Item 1)

JELD-WEN

competes with
Therma-Tru, Larson, Fiberon, Fypon and Solar Innovations compete with Masonite, JELD-WEN, Andersen, Trex, James Hardie, Plastpro, Pella, and various regional and local suppliers.Business (Item 1)

Kwikset

competes with
Master Lock, American Lock, Yale and August competes with Abus, W.H. Brady, Hampton, Kwikset, Schlage and various imports, and SentrySafe competes with First Alert, Magnum, Fortress, Stack-On and Fire King.Business (Item 1)

Places

China

concentrated innamed as a risk
Our business primarily relies on home improvement, repair and remodel, and new home construction activity levels, principally in North America and China.Risk factors (Item 1A)

Also named by A, AA, AAOI, AAP, AAPL, AB, ADI, AEHR and 261 more

North America

concentrated innamed as a risk
Our business primarily relies on home improvement, repair and remodel, and new home construction activity levels, principally in North America and China.Risk factors (Item 1A)

Also named by ALSN, AOS, BMI, CAG, CAT, CHRW, CLS, CPB and 19 more

Commodities and inputs

Steel

exposed to its pricenamed as a risk
We buy raw materials that contain commodities such as wood, petroleum-based products such as resins, brass, zinc, steel, aluminum and glass.Risk factors (Item 1A)

Also named by AAON, AGX, ALSN, AM, AME, AMRC, AOS, APD and 104 more

Aluminum

exposed to its pricenamed as a risk
We buy raw materials that contain commodities such as wood, petroleum-based products such as resins, brass, zinc, steel, aluminum and glass.Risk factors (Item 1A)

Also named by AAON, ACHR, ALSN, AYI, BA, BALL, BF/B, BWA and 59 more

Diesel fuel

exposed to its pricenamed as a risk
In addition, our distribution costs are significantly impacted by the price of oil and diesel fuel, which in turn is affected by a number of macroeconomic and geopolitical factors.Risk factors (Item 1A)

Also named by ADM, BLDR, BTU, CAH, CHD, CHRW, COST, CP and 43 more

Zinc

exposed to its pricenamed as a risk
We buy raw materials that contain commodities such as wood, petroleum-based products such as resins, brass, zinc, steel, aluminum and glass.Risk factors (Item 1A)

Also named by CDE, HL, HLMN, JBI, LFUS, LNN, MAS, MLI and 6 more

Resins

exposed to its pricenamed as a risk
We buy raw materials that contain commodities such as wood, petroleum-based products such as resins, brass, zinc, steel, aluminum and glass.Risk factors (Item 1A)

Also named by BAX, BDX, CL, ITW, JOUT, KVUE, PG, PPG and 2 more

Brass

exposed to its pricenamed as a risk
We buy raw materials that contain commodities such as wood, petroleum-based products such as resins, brass, zinc, steel, aluminum and glass.Risk factors (Item 1A)

Also named by BMI, EMR, LECO, MAS, MLI, WTS

Wood

exposed to its pricenamed as a risk
We buy raw materials that contain commodities such as wood, petroleum-based products such as resins, brass, zinc, steel, aluminum and glass.Risk factors (Item 1A)

Also named by BF/B

Glass

exposed to its pricenamed as a risk
We buy raw materials that contain commodities such as wood, petroleum-based products such as resins, brass, zinc, steel, aluminum and glass.Risk factors (Item 1A)

Regulators

Internal Revenue Service (IRS)

subject tonamed as a risk
Notwithstanding the IRS Ruling and the Sidley Opinion, the IRS could determine that the Separation should be treated as taxable if it determines that any of these facts, assumptions, or representations is not correct or has been violated or if it disagrees with the conclusions in the opinion that are not covered by the IRS Ruling, or for other reasons, including as a result of a significant change in stock or asset ownership after the Separation.Risk factors (Item 1A)

Also named by AAPL, ABNB, ADI, AJG, AMGN, BBSI, BMNR, BRO and 39 more

Supreme Court of the United States

subject tonamed as a risk
However, on February 20, 2026, the Supreme Court of the United States declared some of the existing U.S. tariffs imposed on China, Canada, Mexico and other countries unconstitutional.Risk factors (Item 1A)

Laws and programs

EU General Data Protection Regulation (GDPR)

subject tonamed as a risk
Compliance with these requirements, including the European Union’s General Data Protection Regulation, the California Privacy Rights Act, the Personal Information Protection Law of the People's Republic of China and other international and domestic regulations, has resulted and could continue to result in additional costs and complexity to our business operations.Risk factors (Item 1A)

Also named by ACN, ADSK, AIG, ALK, AMG, ANET, APG, AXON and 61 more

China Personal Information Protection Law

subject tonamed as a risk
Compliance with these requirements, including the European Union’s General Data Protection Regulation, the California Privacy Rights Act, the Personal Information Protection Law of the People's Republic of China and other international and domestic regulations, has resulted and could continue to result in additional costs and complexity to our business operations.Risk factors (Item 1A)

Also named by ADSK, BSX, DCI, EWBC, GTLB, IDCC, KVUE, SBUX and 2 more

U.S. tariffs on China, Canada and Mexico

subject tonamed as a risk
Import tariffs, including existing or potential U.S. tariffs imposed or threatened to be imposed on China, Canada and Mexico and other countries and any retaliatory actions taken by such countries, could potentially lead to further increases in prices of raw materials or components which are critical to our business.Risk factors (Item 1A)

Also named by BX, CGBD, MP, TSLX

Section 355 of the U.S. Internal Revenue Code

subject tonamed as a risk
We received a private letter ruling from the Internal Revenue Service (the “IRS” and the “IRS Ruling”) and an opinion from Sidley Austin LLP (the “Sidley Opinion”), together, substantially to the effect that the spin-off and the Separation of MasterBrand will qualify as tax-free for U.S. federal income tax purposes under Section 355 of the U.S. Internal Revenue Code of 1986 (except for any stockholders that received cash in lieu of fractional shares of common stock).Risk factors (Item 1A)